SR22 in Boise, Idaho

Boise, Idaho is the capital of the state and is located in Ada County. It is home to over 220,000 people, making it the most populous city in Idaho. Boasting a variety of attractions, outdoor activities, and a vibrant nightlife, it is no wonder why so many people have chosen to call Boise home.

Unfortunately, with the increase in population, Boise’s roads have become more congested, resulting in an increased number of traffic violations. Drivers in Boise could find themselves needing an SR22 insurance for DUI, reckless driving, hit and run, or excessive traffic violations. An SR22 is a type of liability insurance that is required by the state and is typically added to an existing insurance policy.

Boise High Risk Driver

SR22 insurance and FR44 insurance in Boise are both types of financial responsibility insurance that are typically required of high-risk drivers in the state of Idaho. SR22 insurance is most commonly required for drivers who have been convicted of DUI, reckless driving, hit and run, or excessive traffic violations. This form of insurance is a certificate of financial responsibility that is filed with the Department of Motor Vehicles (DMV) and serves as proof of financial responsibility in the event of an accident. The SR22 must be maintained for three years from the date of the violation, and failure to do so can result in license suspension.

FR44 insurance is a form of insurance that is similar to SR22 insurance but is more comprehensive and provides higher levels of coverage for higher-risk drivers. It is typically required for drivers with multiple DUI convictions, or for those who have been found to be at fault in an accident resulting in the death of another person. FR44 insurance is also required to be maintained for three years, and failure to do so can result in license suspension.

Both SR22 insurance and FR44 insurance can be costly and can significantly increase insurance premiums, but they are required in the state of Idaho for high-risk drivers in order to prove financial responsibility.

Neighborhoods in Boise, Idaho